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sowens Asked November 2009

My mother is currently on both medicare and medicaid. Does she need additional insurance to cover her healthcare and prescriptions?

sowens Nov 2009
Thank you itzamemom, I will definately check into that.

Lisa2502, an anonymous individual called the Dept. of Children and Family Services and told them that my mother needed help taking care of my disabled father. They sent an investigator out to talk with my mother and access the situation. This has been a true blessing. They assigned my parents a case worker who set them up with therapists, bath aids, housekeepers, meals and companions to help with errands, doctors appointments, etc. They also started shipping boxes of diapers, wipes and pads. My dad passed away last year but they are still taking care of my mother. This has enabled her to maintain her independence. I know that the original investigator was with the elder abuse division. This was such a positive experience (we didn't know what to think at first), maybe this could be an option for you. The companion that is provided would allow you some time for yourself. I know you need it. I pray you strength!

lisa2502 Nov 2009
my mom is in the end stage of alzheimers,she is 24/7 care.she receives a pesion from the goverment which pays for her caretakers.she lives with me,i work full time,my siblings are a little bit of help but not much.the money she receives does not cover diapers,ensure etc.i have hospice,hospice no longer pays for ensure,diapers etc.if i want to go out i need to pay for someone to stay with my mom.i am at my wits end financially.i am tired,i have done this for about 5 yrs,i only want a little bit of funding to help me with items i need to pertaining to my mother.any ideas would help greatly.thanks,lisa

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itzamemom Nov 2009
Sowens,
Here is a link to the Florida department of children and families. If you scroll down the page you will see information on medicaid for the elderly. I hope you can find information that will be more helpful for you.
http://www.dcf.state.fl.us/ess/medicaid.shtml

itzamemom Nov 2009
Sowens,
I wish I had more concrete answers for you. I can only tell you that thus far my moms not gotten any other bills. My mom has part A and part B and I know that her prescriptions cost next to nothing. I do believe that medicaid will pay for a portion of prescriptions that medicare does not cover. I think thats awful of her doctor to do that and it doesn't make any sense to me either.

sowens Nov 2009
Thank you for the reply. We are new to all of this and the fact that I live in Georgia and she lives in Florida doesn't help. I assumed that Medicaid would pick up what Medicare did not cover. Her doctor of 20+ years dropped her because he did not take Medicaid. This made absolutely no sense to us. Her new doctor does not take Medicaid either and my mom is responsible for the part that Medicare does not cover. However, we have not had to pay anything so far.

My mom currently has a Part D coverage that she pays a monthly premium for. Is this possibly something that she does not need because Medicaid will pay for prescriptions? (I guess I just really do not know what Medicaid will pay for) Any input is helpful.

itzamemom Nov 2009
Sowens, I will tell you what I was told by someone in the financial aide department of my mothers doctors office. Not entirely sure its 100% true, however, here goes. If she has both medicare and medicaid, she can not legally be billed, unless its a service that is not covered.
After being told that, I called each individual that was billing my mother and made sure they had her medicaid # as well. So far there have been no bills in the mail.
Hope this helps.

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