It depends on which supplement plan you are talking about. If you are talking about part d drug coverage then no you have to make changes during open enrollment. If you are taking about your part C your healthcare coverage, then in many cases the answer is yes you can change mid year or anytime. We were looking to change my mother's a few years back and they allowed it in April.
Yes marci1026 is correct. Medigap plans (i.e Plan F) can be changed anytime but medicare advantage & part D drug plans can only be changed at open enrollment beginning in October or if you move out of your service area.
I do think that you can change supplemental insurance anytime. Best to check with a supplemental plan. Premiums may be higher. You need to wait for open enrollment to change primary Medicare or Medicare advantage.
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