Assisted living option when you cannot pay $4000.00 a month?

Contact the aging care, counsel of aging in your area. They have different names but should be easy to find on a Google search.

I was told that my dad made 14.00 a month to much for aid and his SS was over 2100.00. So you really need to check for your area, it does vary, if he makes to much you will have to do a Miller trust, also known as a Qualified income trust, QIT. I am pretty sure that's what it's called. Hopefully someone corrects me if that's wrong.

Also, how much care does he really need, not the I am the man so you do certain things help, the real needed kind?

If none, have you considered a senior apartment building? They charge per income and actually allow seniors to survive on their retirement income.

Best of luck, let us know how it works out, we learn from one anothers experiences.

Have you actually applied for benefits through social services on his behalf? Do you know if he would qualify for special care, due to a disability? I think that some persons who are disabled and who need extra specialized care, like in a dementia unit, are allowed a higher threshold for income, through NC's Special Assistance program. (Covers AL and MC.) It's similar to Medicaid and based on income and assets. Plus, there could be some other services that he might qualify for. I'd check social services to find out how he can apply for anything at all. And, then, I might consult with an attorney to find out what other options you might have and whether there is any legal obligation for your continued support.

Thank you for the suggestion. Unfortunately he would not qualify if 1200. Is the cap. He makes under 1600. Mthly.

Your state has a few programs through Medicaid that help with the cost of assisted living. I would contact your area on aging, they can tell what the programs are. Most of not all programs have an income gap, the special assistance program for example has a $1200 income cap so he won’t qualify for that if his monthly income exceeds the cap. If you are open to the idea of homecare, where caregivers will come in to the home, that is another option for you. Again the area on aging can tell you more. Good luck!