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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I have moved into assisted living, and have applied for the VA Aid and Attendance benefit. In order to sell my condo, it must be placed in a VA-approved trust. A lawyer has offered to set this up for about $3500. Is this a reasonable fee?
I don't understand what the VA has to do with your house. I applied for A & A for my Mom when she went into an AL and nothing was mentioned about her house I was selling needed to be in a trust. I thought the whole purpose of a trust was to protect it from recovery. I was not told that the VA would try to recover the money given thru A&A. Its considered a pension.
Having a Trust could effect any future Medicaid help. I don't see why anyone would go thru a Trust and then turn around and sell the house. But then, I am not familiar with trusts.
Who becomes the Trustee, the VA? And if the condo sells, the money stays in the Trust and the VA then oversees your spending?
JoAnn, My understanding about the current rules is that the Aid and Attendance benefit works similar to Medicaid in this regard. When you apply for A&A, they have to verify your existing assets, \excluding/ your residence. Assuming your assets are low enough to qualify, and you meet the rest of the requirements, you will begin receiving the pension. You can keep your residence as long as you like, but if your bank account later gets a sudden large infusion of money from the sale of your residence, your benefit could be reduced or eliminated. So by placing your residence into a VA-approved Trust, the proceeds of the sale go into the Trust, and you can draw on that money at will for whatever you’d like to spend it on with no need for VA approval that I know of.
We had our trust (which contains four properties and our cars), wills, medical powers of attorneys, and DPOAs done by a trust and estate attorney for $1700 -- in Southern California, the Land Where Everything Costs More.
Granted, it was about five years ago, but I doubt it's doubled in price in that time.
While reasonable is a question of subjective opinion, I am certain this would be a likely cost for this to be done. I hope this is a trusted and recommended attorney. I think that what the government wants is to know that they can recover some expenses after death if need be, but I don't really understand how this works. I am told that you can ask for a VA advisor on their website for further guidance. I sure do wish you good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Having a Trust could effect any future Medicaid help. I don't see why anyone would go thru a Trust and then turn around and sell the house. But then, I am not familiar with trusts.
Who becomes the Trustee, the VA? And if the condo sells, the money stays in the Trust and the VA then oversees your spending?
So by placing your residence into a VA-approved Trust, the proceeds of the sale go into the Trust, and you can draw on that money at will for whatever you’d like to spend it on with no need for VA approval that I know of.
We had our trust (which contains four properties and our cars), wills, medical powers of attorneys, and DPOAs done by a trust and estate attorney for $1700 -- in Southern California, the Land Where Everything Costs More.
Granted, it was about five years ago, but I doubt it's doubled in price in that time.